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Your home and your possessions are undoubtedly important to you. Loss of them is always a traumatic experience, but it is made much worse if you're underinsured and unable to fully replace all you’ve lost.
Surprisingly many people underestimate how much cover they actually need and so fail to adequately insure their home buildings and contents, or renew their policy annually without regard to current replacement costs.
When reviewing your building replacement value also consider:
Keeping track of the value of your home's contents is not easy so we provide a home contents calculator for estimating the replacement cost of the items in your home. Click on the link to calculate the value of your home contents click here>
It's a good idea to review and update your valuation at least once a year to avoid the risk of being underinsured.
If in doubt, don't hesitate to contact us to ensure that your property and contents are adequately covered. This is after all a small price to pay for peace mind in the event of damage to or loss of your home.